How to Avoid ATM Bank Fees in Bangkok, Thailand

By 
Chris Lim
Last updated: 
11 June 2017
TL;DR - THE SHORT VERSION
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Lucas
Lucas
6 years ago

Hey, yesterday I tested the Citibank ATMs at Interchange 21. Unfortunately they are also charging for 200thb now, but they are allow you to get up to 30 000thb at once

Irma
Irma
6 years ago

Hi, do Citibank ATMs in Bangkok also use 6 digit pin?

Dawn
Dawn
6 years ago

Hi Chris, do you use the Citibank ATMs or withdraw in the bank (over the counter)? I will be staying near the Silom Road Citibank and using a Citibank Debit Visa Plus card.

Firo
Firo
5 years ago

Hi Chris, just wondering if you can use other Aussie cards ( nab/anz ) in the Citibank atms and avoid the fee or must it be an actual Citibank debit (not credit) card ?
Cheers

Fadi Akra
Fadi Akra
5 years ago

Hi chris Fadi here from Melbourne, the big banks in oz are only starting to catch up to what citi have offered for years down under. I myself like you have travelled for years with 0 withdrawal fee from any citi ATM worldwide with live money market rates that XE offers (no one comes close) its like Samuel L in Pulp Fiction says when hes talking about foot massages ("aint no ballpark and aint even the same sport") I have tried to explain to anyone who travels this with varying degrees of success and my mates that have traveled with citibank have all been very happy, well written mate, greetings from koh samui by the way (I also work the NAB) how ironic

Glenn
Glenn
5 years ago

What about Thai issued debit cards with a Thai bank account, do they also have to pay the 200 Baht? Assuming you are able to open an account.

Jorn
Jorn
5 years ago

For those who have Polish Citibank cards: Citi converts currencies using the Mastercard exchange rate when the card is hooked to EUR account while you use the card for payment and for withdrawals at any other ATM than the ones belonging to Citi. While witdrawing at Citi ATM they convert at Citi exchange rate which is much less attractive. Hence, if you have a Polish Citi card, avoid Citi ATM's.

Hail
Hail
5 years ago

Get an ING bank direct debit card. They don't charge you overseas currency conversion rate and will rebate any fees charged by a foreign atm at the next month if you deposit 1000AUD into your account regardless of how much you use (Just transfer between 2 bank accounts by setting up automatic transfers if you are not earning that much of monthly income).

Sue Strand
Sue Strand
4 years ago

In Chiang Mai I went to the Bangkok Bank with my debit card (from a bank that does not charge for money withdrawn overseas) and my passport and they gave me Bhats without charging a withdrawal fee. I did this several times successfully. My son who lives there did not know this and is now doing the same saving the 200 Bhat fee.

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